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emergency lending powers to pump cash into Citigroup, Morgan Stanley and other banks to prevent the global panic from worsening.The 2010 Dodd-Frank law, enacted by Congress to crack down on Wall Street excesses, curtailed those powers. It instructed the Fed to provide emergency loans as a broad program, not to individual banks, and blocked it from lending to insolvent businesses.Fifteen lawmakers from both political parties and both houses of Congress said on Monday that the Fed has not done enough on its own to adequately limit its crisis lending powers.If the boards emergency lending authority is left unchecked, it can once again be used to provide massive bailouts to large financial institutions without any congressional action, they said in a letter to Fed Chair Janet Yellen.In a sign of the breadth of the backlash against bailouts, the group included lawmakers who are rarely found on the same side of financial regulatory issues, including both supporters and fierce critics of the Dodd-Frank law.Senators Elizabeth Warren, a Massachusetts Democrat, and David Vitter, a Republican from Louisiana, and representatives Scott Garrett, a New Jersey Republican, and Michael Capuano, a Massachusetts Democrat, were the main authors.Congress approved billions of dollars in 2008 to stabilize banks. In addition, the Fed launched its own programs, such as an overnight loan facility for primary dealers.In all, the Fed provided more than $13 trillion to banks that relied on emergency lending programs for an average of 22 months, the letter said. These loans were another bailout in all but name, the lawm